Bills & subscriptions · No Plaid · No account
A Subby alternative
that handles bills, not only subscriptions.
Subby is a tidy, private subscription tracker — manual entry, on-device, useful cost statistics. AllPaid shares that privacy model and covers the rest of your money calendar too: one-off bills and irregular due dates alongside recurring subscriptions, with receipt detection, widgets, and Siri. One calm place for everything that's due.
How does AllPaid compare to Subby?
Same private, manual approach — wider scope. Here's the line.
What it tracks
AllPaid: Subscriptions and one-off bills and due dates.
Subby: Recurring subscriptions, with cost statistics.
Subby: Recurring subscriptions, with cost statistics.
Surfacing
AllPaid: Due-date calendar, widgets, Siri, receipt detection.
Subby: Subscription list, charts, renewal reminders.
Subby: Subscription list, charts, renewal reminders.
Privacy model
AllPaid: No bank login, no account, no analytics. On-device with optional iCloud sync. See the Privacy Manifest.
Subby: Also on-device and private — no bank login.
Subby: Also on-device and private — no bank login.
Pricing
AllPaid: Free; Pro $1.99/mo, $12.99/yr, or $24.99 lifetime.
Subby: Freemium with a premium unlock.
Subby: Freemium with a premium unlock.
AllPaid vs Subby — feature by feature
At-a-glance comparison of the two private trackers people weigh up on iPhone.
| Feature | AllPaid | Subby |
|---|---|---|
| Recurring subscriptions | Yes | Yes (core) |
| One-off & irregular bills | Yes | Not the focus |
| Cost statistics | Yes (all items) | Yes (subscriptions) |
| Due-date calendar | Yes | List + reminders |
| Receipt detection | Yes | Manual entry |
| Bank login / Plaid | Never | Never |
| Account required | No | No |
| Pricing | Free; Pro to $24.99 lifetime | Freemium unlock |
Who should pick AllPaid vs Subby?
Pick AllPaid if…
- You want bills and subscriptions in a single calendar
- You track irregular due dates, not just monthly subscriptions
- You'd use receipt detection, widgets, and Siri
- You want a one-time lifetime price option
Stick with Subby if…
- You only track subscriptions and want their cost statistics
- You like Subby's charts and already have it set up
- You prefer the most focused subscription-only view
About AllPaid
Questions
FAQ
What is the best Subby alternative for iPhone?
AllPaid is the closest privacy-first alternative for people who want to track bills as well as subscriptions. Subby is a clean on-device subscription tracker with cost statistics; AllPaid keeps the same no-bank-login model and adds one-off bills, a due-date calendar, receipt detection, widgets, and Siri.
How is AllPaid different from Subby?
Subby centres on recurring subscriptions and their cost picture. AllPaid tracks subscriptions and one-off bills and due dates together, surfaced on a calendar and in widgets. If subscription analytics are all you need, Subby is tidy; if you also manage irregular bills, AllPaid is broader.
Is AllPaid private like Subby?
Yes. Neither uses bank aggregation — no Plaid, no bank login, no transaction reading. AllPaid has no account, no analytics, and no ad SDKs; data stays on-device with optional iCloud sync.
Does AllPaid show subscription cost totals like Subby?
Yes. AllPaid shows what you're paying and when, including recurring totals, alongside one-off bills — so the monthly and annual picture includes everything, not only subscriptions.
How much does AllPaid cost compared to Subby?
AllPaid is free with optional Pro from $1.99/month, $12.99/year, or $24.99 lifetime. Subby is freemium with its own premium unlock. Both avoid recurring finance-service subscriptions.
Can AllPaid replace a subscription tracker entirely?
Yes — and add the rest of your bills. AllPaid covers recurring subscriptions with reminders and totals, then extends to one-off and irregular bills on a calendar, which a subscription-only tracker like Subby doesn't aim to do.
Try it
Open AllPaid.
Subscriptions and bills in one calm place. No bank login. No account. No data harvesting.